SIP Calculator – Calculate Returns & Build Investment Plans
Planning your future funds and investments becomes easier when you have the right tool to calculate your returns. At AUM Securities, our SIP Calculator is crafted to help you estimate the potential returns from your systematic investments. Use this tool to revive growth, assess your portfolio, and make smarter decisions. Think of it as your investment growth calculator, portfolio return calculator, and overall financial calculator all in one.
Your Total Investments
The future value of your SIP investment is
What is an SIP calculator?
A systematic investment planning calculator is a digital tool that helps you to calculate the amount of return you may receive after a periodic investment. By including your monthly investment amount, expected annual rate of return, and investment tenure, a SIP calculator projects what your investment may grow to over time, considering compound interest.
In short, an SIP calculator helps you visualise how investing adds up, making it an essential return or investment calculator for investors in India and beyond.
How SIP calculator helps you?
1. Goal Planning and Clarity:
It's effectively a goal planning calculator that helps you determine how much you need to invest monthly to reach your goal amount.
2. Comparing Scenarios:
You can create multiple scenarios using different rates of return, tenures, or inflation assumptions and compare the outcomes. This helps you choose the approach that best su5ts your risk profile.
3. Understanding the Impact of Time and Returns:
With the help of a SIP calculator, you can easily visualise your future returns and see how even a small increase can significantly boost your overall wealth.
4. Portfolio Review & Rebalancing:
By comparing projected returns across different funds or asset classes, the tool acts as a portfolio return calculator or investment growth calculator to help you allocate smarter.
5. Better Decision-Making:
Rather than guesswork, you get the data-based insights on the investments. From hitting the target to achieving the decided goal, the SIP calculator helps you to take a smarter decision.
Take control of your financial journey; use our SIP Calculator to make informed, goal-driven investment decisions with clarity and confidence.
FAQs
A SIP calculator helps you picture the future value of your mutual fund investments made through a Systematic Investment Plan (SIP), making it easier to plan and track your financial goals.
You enter the monthly investment amount, expected return rate, and investment duration
The calculator shows how your money grows over time with compounding
It breaks down total invested vs. returns earned for better clarity.
Helps in aligning your investments with your long-term goals.
At AUM Securities, our SIP calculator India is a smart way to take control of your financial planning journey.
Absolutely! A SIP calculator is ideal for goal-based investing and works well for big milestones like a home purchase, children’s education, or even early retirement.
You can estimate how much to invest monthly to reach your target amount.
Adjust the goal timeline and expected returns to fit your plan .
See how inflation might affect your goals and savings requirements.
Stay disciplined with consistent investments toward a clear financial objective.
At AUM Securities, our SIP and goal planning calculators are designed to help you turn your dreams into financial targets.
You can use a portfolio return calculator to find out how much your investments have earned over a specific period.
Just enter your investment amounts, dates, and current portfolio value
The calculator figures out your annualized and overall returns.
Helps you compare actual vs. expected returns.
Supports smarter portfolio reviews and rebalancing decisions.
AUM Securitiesoffers a reliable return calculator to help you track your mutual fund performance with confidence.
While both tools measure investment performance, they focus on slightly different aspects of return.
A return calculator often shows total or annualized returns over time.
An ROI calculator focuses on the percentage gain/loss relative to the original investment .
ROI is more snapshot-based, while return calculators consider growth over a period.
Both are essential for evaluating financial success.
At AUM Securitiesyou can access both types of financial calculators to get a full picture of your investment results.
Yes, using an investment calculator or comparison tools helps you see how different investment choices stack up over time.
Enter different amounts, durations, and expected return rates for each option.
The tool shows side-by-side growth projections.
Helps you visualize risk vs. reward in various scenarios.
Supports better-informed, goal-aligned investment decisions.
AUM Securitiesoffers calculators and guidance to help you choose the right investments for your unique goals.
Yes, you can use our compound interest calculator to estimate how your money will grow over time with reinvested returns.
Enter your principal, investment period, and expected return rate.
See how interest gets compounded annually or monthly.
Understand the power of long-term investing.
Perfect for planning SIPs, fixed deposits, or lump-sum mutual fund investments.
AUM Securities provides a user-friendly compound interest calculator to make your financial planning simple and effective.
.png)
ATTENTION INVESTORS!
-
Beware of guaranteed returns:
Beware of fixed/guaranteed/regular returns/ capital protection schemes. Brokers or their authorized persons or any of their associates are not authorized to offer fixed/guaranteed/regular returns/ capital protection on your investment or authorized to enter into any loan agreement with you to pay interest on the funds offered by you. Please note that in case of default of a member claim for funds or securities given to the broker under any arrangement/ agreement of indicative return will not be accepted by the relevant Committee of the Exchange as per the approved norms. -
Do not keep funds idle:
Do not keep funds idle with the Stock Broker. Please note that your stock broker has to return the credit balance lying with them, within three working days in case you have not done any transaction within last 30 calendar days. Please note that in case of default of a Member, claim for funds and securities, without any transaction on the exchange will not be accepted by the relevant Committee of the Exchange as per the approved norms. -
Check account settlements:
Check the frequency of accounts settlement opted for. If you have opted for running account, please ensure that your broker settles your account and, in any case, not later than once in 90 days (or 30 days if you have opted for 30 days settlement). In case of declaration of trading member as defaulter, the claims of clients against such defaulter member would be subject to norms for eligibility of claims for compensation from IPF to the clients of the defaulter member. These norms are available on Exchange website at following link: https://www.nseindia.com/invest/about-defaulter-section. -
No direct security transfers:
Brokers are not permitted to accept transfer of securities as margin. Securities offered as margin/ collateral MUST remain in the account of the client and can be pledged to the broker only by way of ‘margin pledge’, created in the Depository system. Clients are not permitted to place any securities with the broker or associate of the broker or authorized person of the broker for any reason. Broker can take securities belonging to clients only for settlement of securities sold by the client. -
Keep contact details updated:
Always keep your contact details viz. Mobile number/Email ID updated with the stock broker. Email and mobile number is mandatory and you must provide the same to your broker for updation in Exchange records. You must immediately take up the matter with Stock Broker/Exchange if you are not receiving the messages from Exchange/Depositories regularly. -
Verify trades regularly:
Don't ignore any emails/SMSs received from the Exchange for trades done by you. Verify the same with the Contract notes/Statement of accounts received from your broker and report discrepancy, if any, to your broker in writing immediately and if the Stock Broker does not respond, please take this up with the Exchange/Depositories forthwith. -
Review weekly statements:
Check messages sent by Exchanges on a weekly basis regarding funds and securities balances reported by the trading member, compare it with the weekly statement of account sent by broker and immediately raise a concern to the exchange if you notice a discrepancy. -
Avoid unauthorized transfers:
Please do not transfer funds, for the purposes of trading to anyone, including an authorized person or an associate of the broker, other than a SEBI registered Stock broker.”